Archives-J 

Almost all of us received our income either in the form of salary or profit through business activities. However we must always bear in mind that we cannot work or conduct our business activity for our entire life and there will be a point where we have to stop or retire. Thus it is very important for us to have a proper financial planning. Financial planning is most commonly associated with the main goal of achieving financial freedom which is achievable with a proper investment planning. Some people thought saving and investing are the same things. Nevertheless, each requires a different approach and a different way of judgment and consideration. Saving is usually associated with low risk, low return and sometimes a short term goal. Saving is simply putting aside some of our disposable income for a temporary period of time prior to achieving actual long term goal setting. Saving is a conservative outlay approach, taking very little risk with our money. A bank account or cash management trust is usually sufficient to reach the savings goal.

An adequate blood supply is required for the normal functioning of all organs in the body. However this flow can be impeded due to several reasons, thrombus or clot being a major one. Detection of such clots is done with the help of an imaging technique called “DOPPLER ULTRASONOGRAPHY” by transmitting an ultrasound pulse and calculating the frequency of the received signal. If there is no clot the reception is always a homogenous signal, whereas if a certain part being sonographed has a clot the received signal shows a variance in frequency which depends upon the distance from the receiver. Hence blood clot detection in ultrasonography is based on obtaining the frequency variance and applying adaptive thresholding. In this work we propose a ZOOM FFT based technique followed by automated adaptive thresholding to detect the clot. Data files are synthesized by simulation in MATLAB. Also the entire system is developed in a Matlab environment for the system to be both simple and cost-effective. Experimental results show that the accuracy of the system is very high even under noisy conditions.

In an age where existing boundaries of knowledge are constantly challenged by the culture of creativity, English Language Teaching has travelled far from being just a skill-based pedagogy and presented its audience with micro specializations among these skills. With the spread of English as the language of international research and publication, Research Writing as a genre has begun to assume enormous importance. Awareness of its generic features plays a vital role among non-native writers of English since their knowledge of writing in general does not grant them with the ability to handle requirements of research writing genre such as persuasion, argumentation, negotiation, discussion, presentation, etc…The present paper is an attempt to understand the global currency that Research Writing has gained.

In this study, the experiment was conducted using a diesel engine single cylinder four-stroke direct injection, air-cooled. Used in the experiment are four types of fuel: pure diesel, mixture of methanol and diesel by methanol 8% -16% and 24%, three levels of speeds 1500, 2000 and 2500 rpm .we studied in this research The engine performance parameters which included, thermal efficiency, brake specific fuel consumption, noise level ,friction power.

The normal distribution is a very commonly occurring continuous probability distribution. Normal distributions are extremely important and are used in the natural and sciences related real valued random variables whose distributions are not really known. In this paper the Bivariate Normal distribution is used and the probability density functions for the exponent term q(x,y) are find out. Here Prolactin and Cortisol are considered as bivariate normal and the typical contour for the corresponding quadratic function q(x,y) for the Acupuncture- Prolactin and Cortisol, Control – Prolactin and Cortisol, Prolactin – Acupuncture and Control and Cortisol – Acupuncture and Control cases in the In Vitro Fertilization and Embryo Transfer Treatment days is given in the application part. The PDF obtained for the four cases in the In Vitro Fertilization and Embryo Transfer treatment is a part of an ellipse with the positive correlation.

The present investigation was carried out to determine the possible bioactive components of the several medicinal plants for their Antimycobactrial activity and GC-MS. The chemical compositions of the ethanol and methanol extracts of the five plants and five essential oil plants were investigated using Hewlett-Packard Gas chromatography–Mass spectrometry, while the mass spectra of the compounds found in the extract was matched with the Wiley and National Institute of Standards and Technology (NIST) library or with the published mass spectra. Maximum activity was observed in alcoholic extracts of Tinospora cordifolia, Sida rhombifolia, Morinda citrifolia, Pithecellobium dulce, Allium sativum,, Pinus roxburghii against Mycobacterium tuberculosis and minimum Nardostachys jatamansi, ,Trachyspermum ammi, Lantana camara against Mycobacterium tuberculosis.

Clay–Ag composite films were based on polyethylene, 0.75 degree and master batch which were produced under the temperature 195-165 degrees Celsius, at 50rpm speed. The morphology and microstructure of the composite films were characterized by X-ray diffraction (XRD), scanning electron microscopy (SEM), energy dispersive X-ray spectroscopy (EDS) and transmission electron microscopy (TEM). The tribological behavior was investigated by using a ball-on-disk tribometer in vacuum and in humid air. The crystalline Ag phase dispersed in amorphous Clay and the size of the crystalline Ag increased with the Ag content in the films. The mechanical and tribological properties of Clay–Ag composite films varied with the Ag content. At the content of 42 at %Ag, the composite film had the highest microhardness and elastic modulus. The amorphous Clay in the Clay–Ag 42% composite film made the main function during wear, so the film showed the lowest friction coefficient. The friction coefficients of the Clay–Ag composite films in vacuum were lower and more stable than those in humid air, but the environmental sensitivity of tribological behavior decreased obviously due to the addition of Ag in the films.

This paper investigates the role of human capital for the difference of FDI inflows between rich and poor countries “Lucas Paradox.” We conduct a GMM analysis of 50 developed and developing countries over1980-2005. We have utilized a newly developed index that is the focused on weighted HC stock to examine the effects of HC on FDI inflows. Our main finding is that the existence a higher level of HC in developed countries is one of the explanation for the gap of FDI inflows among developed and developing countries. This finding is in line with the Lucas Paradox.

In modern competitive business environment, it is essential to continuously work on improving the performance of their supply chains with high customer satisfaction. Inventory management is affected by the imperfect production process. So it is contemporary for the vendor to improve quality of the product/service where customer’s loyalty will be the by-product. In this paper vendor invests money to reduce the number of defective items produced. Also in many transactions regarding selling and buying, a specified delay of payment is offered or accepted by the vendor. This can be viewed as a kind of discount and has potential consequences for the order size. Differently from the existing literature this paper extends the model with the inclusion of stochastic demand, stock out cost and delay in payments. Numerical studies explore the beneficial of the vendor investment.

Theoretical studies were conducted on the molecular structure and vibrational spectra of 2-amino-5-bromo-4-methylpyridine (ABMP). The FT-IR and FT-Raman spectra of ABMP were recorded in the solid phase. The molecular geometry and vibrational frequencies of ABMP in the ground state have been calculated by using the ab initio HF (Hartree-Fock) /6-311+G(d,p) and density functional methods (B3LYP) invoking 6-311+G(d,p)/6-311++G(d,p) basis set. The optimized geometric bond lengths and bond angles obtained by HF method show best agreement with the experimental values. Comparison of the observed fundamental vibrational frequencies of ABMP with calculated results by HF and density functional methods indicates that B3LYP is superior to the scaled Hartree-Fock approach for molecular vibrational problems. The difference between the observed and scaled wave number values of most of the fundamentals is very small. A detailed interpretation of the FT-IR and FT- Raman, NMR spectra of ABMP was also reported. NBO analysis has been performed in order to elucidate charge transfers or conjugative interaction, the intra-molecule rehybridization and delocalization of electron density within the molecule. UV–vis spectrum of the compound was recorded and the electronic properties, such as HOMO and LUMO energies, were performed by time dependent density functional theory (TD-DFT) approach. Finally the calculations results were applied to simulated infrared and Raman spectra of the title compound which show good agreement with observed spectra.