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The purpose of this paper was to establish the effects of credit risk and loan repayment on Kenya Power profitability. The increase in Kenya Power customer base has been a major challenge as majority of the customers especially the rural customers cannot afford to connect to the power grid due to high connectivity costs. Descriptive research design was used for this study and the target population was all 47 County managers in Kenya where respondents were selected using stratified sampling technique. The sample size used was 42 respondents and primary data was obtained by use of questionnaires whereas secondary data was obtained from the Kenya Power, Coast region. The study recommends that the Kenya Power should lower the amount required as deposit so as to increase the uptake stima loan by customers. The study also recommends that stima loan processing fee should be factored as major income to the Kenya Power as it increases profitability of the company.

The term Demonetization has become a household name since the government pulled the old Rs 500 and Rs 1,000 currency notes out of circulation. It is a transformational decision taken by the government to ban the Rs.500 and Rs.1000 currency notes from circulation in the market. This Demonetization of INR 500 and INR 1,000 currency notes in India on November 8th 2016 is different from many other earlier occasions scrapping of high value notes in two respects – the withdrawal of their legal tender status and continuation with INR 1,000 and INR 2,000 currency notes. It has resulted in a cash shortage and many other forms of inconveniences to the public, which were expressed in the present survey. The present paper highlights the consequences of this decision on various economic variables and entities. Despite major developments in paperless currency over the past decade, tangible cash remains widely used throughout the India. Therefore, one of the main motivates behind this study is to find out the impact of Demonetization with the direct views of residents of Guntur city by way of conducting a survey. The perceptions of the select respondents revealed quite interesting findings, which are presented in this paper.

Yam cultivation requires loose soil, and tillage is essential for better production. The objective of this study was to evaluate the effects of soil preparation on the number and yield of yam tuber (Dioscorea cayenensis). A randomized full-block system with three treatments (mound, ridge and no tillage) and repeated three was implemented. Vegetative parameters and performance components were measured. The results obtained showed that: ? The method of soil preparation had definite effects on the growth and number of tubers; ? An increase in the number of tubers was observed for mounded plots compared to those with ridges and no tillage ; ? The mound increased tuber yield compared to the ridge and control.

The present paper is concerned the second-order differential equation ,(*) with Neumann boundary conditions. By using the asymptotic solutions we find the distribution of eigenvalues of (*) in two turning points.

The manufacturing sector in India is growing with double digit is likely to continue its growth story in future due to its labor advantage in terms of skill and availability of raw materials. In this research paper authors has conducted an in depth research to establish that how manufacturing competency of Indian manufacturingsector plays a significant role in superior performance.

The concept of independence, central to self-regulated learning (SRL), differs from interdependence, the focus of learning communities. However, a hybridization of the two conceptualizations is not inimical. In fact, careful consideration of the thrust towards constructivist learning environments and the development of effective learning communities makes self-regulated learning an imperative in education at all levels. This is because self-regulated learning enhances learning outcomes and engagement in the learning process for both teachers and students. Learning communities have also been noted for their ability to enhance engagement, improve achievement, and facilitate authentic learning. Teachers are aware of the value of self-regulated learning (SRL), however, the extent to which it is perceived as critical to the success of effective learning communities is taken for granted. This position paper argues for the incorporation of SRL into the learning community pedagogic framework. In this context, the value and operationalization of SRL will be explored through explication of SRL studies implemented in real classrooms. Particular emphasis will be placed on the ways in which the aims of SRL and learning community pedagogies meet and diverge and the manner in which essential features the two might be integrated to enhancing the latter.

Soft rot of fruit causing disintegration of cells and dissolution of middle lamellae due to the action of enzymes secreted by Erwinia sp.The colour of fruit also changes to brown- blackish in a part or the whole part damaging tissues of the fruit and the watery secretions leads to 10-15% loss in the productivity in the Districts of Sunsari and Morang of Province No. 1 and adjoining area of India. Bacterial wilt is also produced by Erwinia sp. Singh (1968)16. Toxins also produced by Erwinia sp., which cause disturbance in metabolic activity of Lagenaria siceraria (Mol.) Standl. Erwinia sp. is seed borne and soil borne pathogen.

Clay (soil) is a “biologic sink”. It contains nutrients, toxic elements, organic matter and microbes among other things. The clay can pose a health threat. It was postulated by Ellis and Schnoes in 2002 that people who eat clay risk psychological abnormalities and health consequences such as lead poisoning and bacterial or parasitic or worm infection. Most spore forming bacteria, such as bacillus and clostridium, like to live in soils [1]. A person can start feeling some abdominal pains when the soil or food contains about 105 colonies of bacillus or clostridium per gram of soil or food in the body [2]. Clostridium in the female genital tract may induce abortion and result in uterine gas gangrene [2].

Voluntary return is the assisted or independent return to the country of origin, transit or another third country based on the free will of the returnee. Voluntary return is informed and unforced return of a refugee to his country of origin. Therefore, this paper is intended to deal the concept of voluntary return as a product of two main components: The right to return and the right not to be forced to return. The latter is concerned with voluntariness of repatriation. There are various pulling and pushing factors which instigate the return of refugees to their country of origin. The return of refugees and asylum seekers may be classified as voluntary repatriation, mandatory return of rejected asylum seekers who are required by law to leave, and forced return of rejected asylum seekers. It is dealt that voluntariness of returning to home country is an essential right of refugees.

The trend of urbanization in Iraq is exerting stress on civic authorities to provide basic requirement such as safe drinking water, sanitation and infrastructure. The rapid growth of population has exerted the portable water demand, which requires exploration of raw water sources, developing treatment and distribution systems. There is a need to study the water treatment plants for their operational status and to explore the best feasible mechanism to ensure proper drinking water production with least possible rejects and its management. A case study has been conducted to evaluate the process of treatment and to find out the problems of drinking water treatment process in Al-Rumaitha drinking water treatment plant(RWTP) lies in the city of Rumaitha in Muthanna province,Iraq. In general, conventional treatment is provided having a sequence of alum addition, coagulation, sedimentation, filtration and disinfection by chlorination. Water treatment plants are playing an important role in purifying and supplying the pure water to the people. This plant consists of two projects, The design capacity of the old project (88000 m3 / day ) and for the new project ( 820 m3 / hr) while not know the actual capacity of the plant due to lack of flow gauges. In this study, the removal efficient of turbidity will be addressed as well as three factors are, total dissolved solids , pH and values of chlorine added at February,2015 of old and new project for raw and treated water, then compared within Iraqi limits to note the problems of the plant and how to avoid them in the easiest and cheapest methods. It was found that the average value of the removal efficiency of the turbidity were about 51.5% of old project and 53.8% of new project which is relatively low due to the absence of the permanent maintenance and the continuous clean out for the sedimentation basin. The average value of T.D.S concentration of treated water were 910.8 ppm of old project and 911.5 ppm of new project . The free chloride (CL2)of old project was 2.1 ppm and of new project was 2.6 ppm. While we don't note that the strong influence of the change in temperature on the factors which studied in this project. The pH value is almost constant values for the water of the Euphrates River. In addition to the study of these factors there are notes on the treatment plant should study and develop plans for processing and control. It is upon these observations lack of flocculation basin, limiting the efficiency of the sedimentation basins despite large size disrupt dissolve alum basins as alum is added to it manually, leading to differing concentrations of alum solution. From time to time and other problems presented piping at the station, as is since the establishment.