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Many deserving students dream of higher education, but only a few are able to arrange the necessary funds to support it. Sometimes students have to struggle for funds so that they can get the taste of higher education and build their futures. Much needed help has come in the form of student loans. The paper covers many issues relating to HE finance from students’ view point. They are the real beneficiaries of education finance schemes promoted by Government of India (GOI) in coordination with banking sector. In current study efforts have been made to analyze whether or not there exists a significant difference between average attitudes of two groups of students’ towards education loan for professional courses. The research results show that attitude towards education loan between two groups though positive but group of passed out students feel under pressure, financially as well as psychologically.

Different soil erosion types including water and wind erosion which result in soil degradation and reducing fertility potential of soil, cause desertification in the region. "Gully Erosion" is one of water erosion types that with progressive trend results in soil degradation, and on the other hand, produces a lot of sediments. Determination of effective factors on gully erosion and its hazard zonation is one of substantial approaches in order to manage and control this phenomenon, and select the most appropriate and applied effective option. Hence this study is performed to classify effective factors on gully erosion, and identify regions with high potential in gully erosion using analytical hierarchy process method in Neyzar region, Qom. The most effective factors in gully erosion including slope degree, slope aspect, lithology, land use, and land suitability, were collected and digitized in geographical information systems. Then, gullies inventory map prepared using 1:20000 aerial photos (1372), and field studies was carried out by GPS. In the next step, effective factors were compared in pairs, and the weight of each factor was calculated that illustrates their contribution. Next, scaled map of each factor in respect to their quantities was prepared, and finally, gully erosion was zoned using scaled layers and scale index related to each factor. Results indicate that lithology (0.4978), and land use (0.2227) are the most important factors in gully initiation, respectively. For the assessment of zonation map, gullies inventory map shows that about 91% of gullies are located in zones of high and very high risk in this region. Therefore, due to the fact that AHP is based on dual comparision of factors, results in easy and accurate necessery calculations and it includes many effective factors, it is a suitable and efficient method for gully erosion hazard zonation.

Identification of sex of an unknown individual from the skeletal remains is the first and the most important step encountered by the forensic experts and archiologists. The hip bone is considered as an ideal bone for sex determination as it provides the highest accuracy levels. Many workers have studied various metric parameters for sexing of hip bone. The present study was done with an aim to find out the sex of hip bone using various parameters of greater sciatic notch. For this purpose, 100 dry hip bones were collected from the Department of Anatomy, VIMS, Bellary. Seven different parameters of the greater sciatic notch were used for the study: Maximum width, Maximum depth, Posterior segment, Index I, Index II, Total angle and Posterior angle. All the parameters (especially posterior segment, posterior angle and index II) were found to be highly indicative of sex hip bone by t- test (p<0.005) except the depth.

This paper is an attempt to investigate the type and amount of lexical/phrasal and external modifiers employed in the English e-requests of Iranian EFL postgraduate students (nonnative speakers of English) to their professors during their education at Islamic Azad University, Najaf Abad Branch, Isfahan, Iran. To that end, the study employed both quantitative and qualitative approaches to investigate 60 English e-mails composed by the participants. More specifically, Blum-Kulka, House, and Kasper's (1989), Blum-Kulka and Olshtain's (1984), and Edmondson's (1981) classification of requests was employed for coding the modification of the collected electronic requests. Findings from the study reveal that the Iranian students’ e-mails are not overly adorned with politeness modification. This paper argues that such e-mails fail to create e-polite messages to faculty and therefore capable of causing pragmatic failure.

The calcaneo navicular coalition is congenital fusion of the two bones of the tarsus, the calcaneus and the navicular bone. With the talocalcaneal coalition, it constitutes the most common form of tarsal coalitions. Often asymptomatic, the calcaneo navicular coalition, generally easy at radiological diagnosis when it comes to oblic foot exercise, requires in case of intense pain, a surgical operation. Several surgical methods are proposed by the authors, including the double arthrodesis and resection of the coalition with the interposition of the extensor brevis muscle or fat tissue. The interest of this study is to shed light on the interest of the pedal muscle interposition after resection of the tarsal coalition at the talocalcaneal articulation achieved before the end of the growth for the prevention of recurrence and total disappearance of symptoms in children. As sample, we propose the observation of a girl aged ten years old, with symptomatic form of calcaneo navicular coalition treated surgically by resection with pedal muscle interposition. Clinical results, valued at an average of twelve months after surgery, were satisfactory.

Modern landmines are mainly non- metallic or contain small amount of metal, that they cannot be detected using conventional detectors. Ground Penetration Radar (GPR) is capable of detecting shallowly buried non-metallic objects. GPR is the best alternative for detecting non-metallic landmines. But, GPR also performs inadequately due to the presence of clutter which dominates the data and obscures the main information. In this paper symmetrical ?ltering method is going to be applied on measured B-scan data to reduce unsymmetrical clutter. Results of the symmetry ?ltering and symmetry point location algorithm are presented.

Weather forecasting is a very fundamental application in meteorology and technologically challenging problem. The estimation of temperature values are needed for agricultural, technical and environmental applications. Meteorological dataset has historical data of all weather parameters and the temporal analysis of this dataset can help to mine meaningful knowledge. There are number of techniques available in data mining, but Association Rule Mining is one of the most popular technique to mine large amount of dataset for finding the hidden relationship between various dataset variables values and identifies correlations between them. The scope of this research is to analyze temporal rules generated to predict day to day temperature variation of a specific region Surat, India. To accomplish this, the framework is proposed for prediction of day temperature variation from seasons. From the experiments, achieved higher accuracy compare to other data mining technique and the rules which show how day variations are related. Also prepared the list of parameters which is less in number to help for the prediction instead of all parameters and thus it helps in the reduction of the dataset size.

This study was an attempt to examine the association among autonomy and motivation of EFL learners’ academic achievement. To obtain the objectives of the present study two different research instruments were administrated. The Autonomy questionnaire and Motivation questionnaire were employed. In order to collect the necessary data, the instruments were given to 120 male and female college students majoring in English translation, teaching and literature at Tehran University who were randomly selected. The analyzed data demonstrated that there are significant positive relationship between autonomy and academic achievement as well as motivation and academic achievement. While the findings of the study also depicted that learners' autonomy did not correlate with motivation significantly. In addition, according to the regression analysis, the scores’ autonomy are better predictors of academic achievement than motivation scores.

The main role of financial reporting is transferring information to outsiders in a credible manner, which it is realized by high quality disclosure of financial information. We investigate the relationship between information disclosure with profitability ratios as return on assets, return on equity, return on sales and dividend payout. Also panel data techniques and Binary Logit econometric model has been used in the period of 2008-2012. The results show that there is no significant relationship between information disclosure with return on equity and dividend payout, but there is a significant relationship with return on assets and return on sales.

The problems of adaptation and of reduced possibilities of expression and externalizing of the psychic or somatic suffering of alexithymic patients is a special attention among specialists, being outlined a set of measures taken to reduce these deficiencies. One of the methods with curative potential on the human psyche is the music therapy, which offers endless possibilities for improving somatic and mental suffering. The interest for this art grows, more so when the latest researches finds many advantages attributable to the music, this being achieved thanks to the action of sound vibrations on the cerebral cortex, which may serve as a means of stimulation and potentiation of some intellectual and affective processes. However, the music can accomplish the major goal in achieving a cathartic process, acting as a purifier to the accumulated negative emotions, present in alexithymic patients . To develop a deeper perspective into communicative sphere, invite you to the reflection on the influence of musicby designing an intervention process in the future and awareness of how this can be done. Keywords: alexithymia, music therapy, emotional catharsis, music diagnosis.