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Kenya’s economic growth and development agenda depends on donor funding. The recent world wide recession and the stringent measures of awarding credit by the major banks to the low- income earners need not to over emphasize the importance and crucial role of micro-finance institutions in Kenya to the growth of small business enterprises. The reduction of the donor funding to MFI’s has drastically affected its operations and expansions and thus it’s continuous involvement with small business enterprise operations and activities in Uasin-Gishu County. The study sought to evaluate the effects of MFI’s as a microfinance institution on small scale enterprise’s growth in Uasin-Gishu County. The study adopted a survey research design and targeted a population of 285, while simple random sampling was used to select 50 respondents. Questionnaires were administered by the researcher to the selected client groups while an interview schedule was used to collect information from the MFI’s management. The data collected was analyzed using descriptive and inferential statistics. The study findings showed that MFI’s plays a very crucial role in the growth of small business enterprise in the division and to further ascertain this claim a modified Evans Growth Model was conducted to examine the effects of MFI’s on small business growth. Level of education, training, gender, monitoring and evaluation, meeting with client groups were found to significantly influence small business enterprises growth. The result has implications for the role microfinance institutions in economics development, small business growth and poverty alleviation in Kenya.

Surface texturing by fabricating micro dimple on a surface have been proven to be very effective to improve tribological performances of sliding surfaces. Studies and research shown that micro-dimple reduced friction coefficient significantly and increase the service life of artificial hip replacement. This study aim to investigate and to compare the wear factor between four different micro-dimpled dimensions which comprise diameter, depth and pitch. The main objectives are firstly to determine parameter to fabricate micro-dimple surface, secondly to optimise surface micro-dimple pattern and finally to determine surface characterisation. Four samples have been chosen with different dimple parameter. In this experiment, pin-on-plate wear test machine was used. The result shown that wear factor at the pin for pattern 1 (1.53905 x 10-6 mm3/Nm), pattern 2 (1.50764 x 10-6 mm3/Nm) and pattern 3 (1.61234 x 10-6 mm3/Nm) were compatible with result done at the same test rig at Newcastle University, where else result for pattern 4 (3.66440 x 10-6 mm3/Nm) slightly off for varies reasons. On the other hand, there are no significant mass loss at the plates although the surface roughness of the plates have record changes. Conclusion from the experiment is wear factor from less dense micro-dimple is lower than wear factor in denser micro-dimple.

This study adopted a correlational research design to find out the relationship between the roles of Library and Information Science (LIS) Education and the 21st Century Information Users in Nigeria. The study covered six higher institutions with twelve Departments and a population of 2, 400 year 1 and National Diploma I students. A researcher-designed instrument and four point scale was used. 331 was the sample size using Krejcie and Morgan sampling method of determining the sample of a known population. Mean statistics was used to answer the research question and Pearson Product Moment Correlation adopted in analysing the hypothesis. The study discovered that LIS education played high level of roles for the 21st century information users in Nigeria. Among other things, it was recommended that government should formulate a workable policy that will see that students are introduced to the use of library education from the Nursery, Primary and Secondary school levels.

This paper explored the hedonic price model to demonstrate the effects of housing attributes on the price structure for duplexes in Lekki Peninsular area of Lagos metropolis. The hypothesis that house prices are influenced by a combination of housing attributes was tested with a standard hedonic model using a sample of 193 duplexes sold between 2008 and 2010. Each of the sixteen explanatory variables involved manifested their a priori signs and statistically significant at the required level of significance except for quality of sanitary wares, availability of shopping centers and availability of swimming pool. The results suggest, among others, that structural attributes, particularly attributes that border on convenience, comfort and display of affluence, constitute the principal predictors of duplexes’ prices in the study area.

Although electronic commerce has a lot of advantages it suffers from technological and non-technological limitations as well which have hindered its growth and acceptation. The imagination of insecurity and the lack of internationally accepted standards for quality, security and reliability are among the most important technological and non-technological obstacles facing electronic commerce. The insecure imagination of this technology has led to carrying out financial transactions by customers using traditional methods. Now, the question is raised that how the security of electronic financial transactions can be guaranteed for customers? Secure electronic transaction (SET) is one of the most important security protocols and guarantees the security of transactions of any kind. The present article explains the use of this protocol and the method of applying it in Telemedicine. Also, advantages and disadvantages of using SET will be discussed.

This paper contains a typical wind blade design for a horizontal Axis Wind turbine. This paper deals with the parameters like blade dimension, Betz limit, calculation of coefficient of lift and coefficient of drag for the defined parameters like tip speed ratio, angle of attack, relative wind velocity, dealing with aerodynamic design principle for a wind turbine blade which includes aerofoil selection and optimal angle of attack. A simulation study has also been carried out to define certain parameters using standard NACA aerofoil for wind blade design.

To screen the antibacterial efficacy of various solvent extracts of marine algae such as Ulva lactua and Hypnea musciformis against some selected gram-positive and gram-negative human pathogenic bacteria. Crude extracts were prepared from the selected marine algae using different solvents namely, chloroform, n-butyl alcohol, and methanol and were tested for their antibacterial activity against human pathogenic bacteria using agar cup plate diffusion method. Minimum inhibitory concentration (MIC) was also performed for selected solvent extracts for all the bacterial species. A suitable positive control was also maintained. Among the two marine algae screened Ulva lactua and Hypnea musciformis were found to be more active N-butyl alcoholic extracts will be showed highest antibacterial activity against pathogens when compared with standard Amoxicilin (Positive control). It was observed that the N-butyl alcoholic extracts of all the two marine algae showed higher inhibitory activity for the selected bacterial species than other solvent extracts. The results revealed that the crude N-butyl alcoholic extracts seem to be a good source material in identifying the effective pure antibacterial compound(s) in all the three marine algae and particularly, Hypnea musciformis. The present study showed that the N-butyl alcoholic extracts of marine algae such as Ulva lactua and Hypnea musciformis exhibited good antimicrobial activity. But the N-butyl alcoholic extracts of Hypnea musciformis possessed highest antibacterial activity than others and so it could be useful in seeking active principles against clinical pathogenic bacteria.

Unsteady MHD flow through porous medium past an impulsively started inclined plate with variable temperature and mass diffusion in the presence of Hall current is studied here. The fluid considered is gray, absorbing-emitting radiation but a non-scattering medium. The Governing equations involved in the present analysis are solved by the Laplace-transform technique. The velocity profile is discussed with the help of graphs drawn for different parameters like thermal Grashof number, mass Grashof Number, Prandtl number, Hall current parameter, permeability parameter, magnetic field parameter and Schmidt number, and the numerical values of skin-friction have been tabulated

In this paper, we report a combined experimental and theoretical study on molecular structure; vibrational spectra of 2-hydroxy-3,5-dichlorobenzaldehyde (HDCB) have been recorded using Fourier transform infrared (FT-IR) and FT-Raman spectra in the region of 4000?400 cm^?1 and 3500?100 cm^?1, respectively. The conformational stability, molecular geometry and harmonic vibrational frequencies were obtained by HF/6-31++G(d,p) and B3LYP/6-31++G(d,p) basis set. The calculated harmonic vibrational frequencies were compared with experimental FTIR and FT-Raman fundamentals. The observed and calculated frequencies are found to be in good agreement. The calculated HOMO and LUMO energies show that charge transfer occurs within the molecule. The thermodynamic functions from spectroscopic data by statistical methods were obtained for the range of temperature 100 – 1000K.

Anomalous pulmonary venous connection is an abnormality in the blood flow in which all the 4 pulmonary veins drain into the systemic veins or into the right atrium with or without the pulmonary venous obstruction. The Systemic and the pulmonary venous blood get mix in the right atrium. Becomes an atrial defect or foramen ovale is more important in the left ventricular output as both in the fetal and in the newborn circulations